Alpha Insure operates under the insurance licence of Guardrisk Insurance Company Limited, a wholly owned subsidiary of Momentum Metropolitan Holdings Limited. This partnership ensures that every Alpha Insure product is backed by one of the strongest financial foundations in the South African insurance sector.

In November 2024, Moody’s reaffirmed Guardrisk’s national scale Insurance Financial Strength Rating (IFSR) at Aaa.za – the highest possible rating on the South African national scale. This rating reflects exceptional financial stability, sound governance, and a robust ability to meet policyholder obligations.

What This Means for You:

• Unmatched Financial Stability Guardrisk’s Aaa.za rating provides the confidence that Alpha Insure clients are protected by a financially sound and well-capitalised insurer.
• Resilient by Design Guardrisk’s unique cell captive model, combined with disciplined capital management, offers added protection in a dynamic and evolving market.
• Assurance in Claims Fulfilment With strong solvency and proven operational resilience, Alpha Insure delivers certainty – ensuring claims are fulfilled with reliability and speed.
• Trusted by Institutions Guardrisk’s position as the largest cell captive insurer in Southern Africa, with a diverse product portfolio, reinforces Alpha Insure’s credibility across commercial, corporate, and individual insurance sectors.

Explore the strength behind your policy and discover why Alpha Insure is the preferred partner for resilient, future-focused protection.